Cut Through the Noise.
Become a Top-Decile Buyer.
The small-business acquisition market is louder than it’s ever been.
50,000+ searchers. 18,000 private equity funds.
Roughly 5,000 businesses under $10M sell each year.
If you want a real shot at the companies strong enough to secure your family’s future, you must show up like the top 10% of buyers: credible, focused, and operator-ready.
The Buyer Pool Is Massive.
The Deal Pool Is Small.
The Noise Is Deafening.
Owners today get multiple unsolicited offers every week.
Brokers are buried in inquiries.
Inbox after inbox is filled with buyers who will never close.
So the people selling real companies have adapted: they filter ruthlessly.
They don’t ask:
“Is this buyer nice?”
or
“Do they have an MBA?”
They ask:
“Is this buyer a credible operator who can actually close?”
If you look like a generic buyer, you get treated like one.
And generic buyers never see the best deals.
“Most buyers waste my time.”
— Every Broker
What we hear from brokers all the time:
“Ninety percent of inbound is noise.”
“Most buyers want information, not responsibility.”
“We prioritize buyers we know can close.”
With 50,000 searchers, 18,000 funds, and thousands of independent sponsors in the mix, no broker has time to decipher who’s real.
If you don’t show proof, you get screened out before the conversation even starts.
Not because you’re unqualified, but because nobody can tell.
Owners Want Operators, Not Funds
Owners selling $2M–$10M businesses don’t want a financial engineer.
They want someone who will carry on their legacy, protect their people, and grow the enterprise, not flip it.
This is your greatest advantage as an independent searcher.
But only if you can show it.
The Searcher Dilemma
You’re serious. You’re committed.
But in a market this crowded,
serious is invisible without a credibility signal.
The gap between you and the deal is no longer skill.
It’s perception.
The question becomes:
How will you prove you’re in the top decile of buyers when everyone is telling the same story?
We Help Searchers Become Top-Decile Buyers—the Kind Sellers and Brokers Take Seriously.
BluGrowth works every day with the 10% of business owners who capture most of the economic value in their industries.
We know what makes a company strong—and what makes an owner strong.
We’ve taken that same discipline and built a set of services specifically for independent searchers.
Be a Top Decile Buyer
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Buyer Underwriting
$5,000
A professional underwriting of you: your capital fit, operator fit, and acquisition lane.
Outcome:
A defined, credible acquisition band.
A portable credential to show brokers, sellers, investors, and lenders.
A signal that you are a buyer who can close. -
Pre-Acquisition Investment Thesis
Starting at $5,000
Stop chasing noise.
We help you define the lane where your operator skills match real business resilience.Outcome:
Focused industry profile.
Clear resilience criteria.
Deal filters and red flags. -
Due Diligence Operations Check
Starting at $10,000
Financial diligence tells you what happened.
Operational diligence tells you what will happen next.We assess systems, culture, workflow, risk, and operational survivability.
Outcome:
A clear picture of operational health.
Confidence you’re buying an enterprise, not a job.
Buyer Underwriting
Buyer Underwriting is a professional underwriting of you as a capital allocator and operator. It’s not coaching, it’s not résumé polishing, and it’s not a personality assessment. It’s a structured evaluation of whether you can close, operate, and outperform. Think of it as the investment committee memo—except the subject is you.
Capital Readiness Assessment
Your financial profile, liquidity, credit posture, and investor-readiness are reviewed through the same filters brokers and lenders use. You receive:
a clear enterprise value band you can realistically buy
your capital stack options (SBA, leverage, co-investors)
credibility language for broker outreach
identification of capital gaps and steps to close them
This gives you the strongest version of:
“I’m pre-underwritten to buy a business in the $X–$Y range.”
2. Operator Fit & Experience Review
Your experience is evaluated the way an owner evaluates their successor. We map your functional strengths, leadership capacity, transition risks, and your likely operating profile inside a 20–100 person business. The result is an honest picture of which companies you can run—and which will run you.
3. Acquisition Thesis Placement
We translate your operator profile into a narrow, credible acquisition lane. Industry. Size. Cash-flow pattern. Operational maturity. Complexity. Risk tolerance.
You receive:
a defined search lane
a portable “Thesis Fit” statement for brokers
clarity on what good opportunities look like
red-flag industries where you will likely underperform
4. Underwritten Buyer Credential (PDF)
A professional, portable credential you can share with brokers, sellers, lenders, and investors. It includes your enterprise value band, operator profile, thesis fit, and underwriting summary. Not a guarantee—just evidence.
Most buyers show up with opinions.
You’ll show up with proof.
5. Ongoing Access During Your Search
Your underwriting includes light support during your 12-month search:
quick “is this deal worth time?” calls
fit checks against your lane
diligence sanity checks
help drafting broker introductions
Not coaching; guidance to prevent the wasted months where searchers drift into hobby deals.
The Process — Step-by-Step
1. Intake & Financial Upload
You complete a short intake and upload financial documentation.
2. Capital Review & Band Setting
We determine your realistic acquisition range using lender-level criteria.
3. Operator & Background Assessment
We evaluate your fit the way an owner evaluates a successor.
4. Acquisition Thesis Mapping
Your operator profile becomes a focused search lane.
5. Underwritten Buyer Report
You receive your complete underwriting package and credential.
6. Activation Session
We show you exactly how to use your underwriting to gain broker access, focus your search, and improve investor and lender confidence.
How to Use Your Underwriting Report
Broker Outreach — brokers engage when they can justify the time.
Warm Introductions — ETA groups and investors take you more seriously.
Seller Conversations — credibility makes you stand out from funds.
Investor Raising — underwriting derisks you, not just the deal.
Lender Confidence — your band and operator profile accelerate underwriting.
Self-Filtering — you stop wasting time on deals you can’t close or can’t run.
Because the Market Trusts Operators with Credentials.
When you show up with operator identity, a third-party underwriting, a focused thesis, and real diligence capability, you become signal in a noisy marketplace.
You move from one of 50,000 buyers to one of the few taken seriously.
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It means we professionally evaluate you the same way brokers, lenders, and owners evaluate real buyers: capital readiness, operator fit, and the acquisition lanes where you can win.
It is not coaching, not résumé polishing, and not a loan pre-approval.
It’s the closest thing to an investment committee memo about you. -
No. And that’s the point.
Most loan “pre-approvals” mean almost nothing in ETA. They only cover one small piece of lending:1. Creditworthiness
Can you responsibly borrow money?Real loan approval requires three criteria, and lenders can only meaningfully evaluate one of them in advance:
2. Deal Worthiness (DSCR):
Will the business produce enough cashflow to cover debt? Lenders can't judge this without the business.3. Buyer Fit:
Are you qualified to run the business you’re buying?
Industry experience matters. Licensing matters. Operator readiness matters.
If you don’t have a plumbing license, buying a plumbing company is nearly impossible.Most pre-approvals only check #1.
Underwritten Buyer™ addresses all three from the buyer side. -
Because lenders know pre-approvals ignore the two underwriting criteria that actually determine whether a loan closes:
Deal strength and buyer fit.
A lender may “pre-approve” your credit, but that doesn’t mean they will fund:
your chosen industry
your background
your acquisition lane
your post-close operating plan
Brokers know this. Sellers know this.
That’s why lender pre-approvals rarely change anyone’s behavior.Underwritten Buyer™ provides a real signal the market trusts:
proof of capital readiness, operator fit, and a credible acquisition lane. -
Nothing in ETA is guaranteed.
But underwriting gives brokers the one thing they rarely get from searchers:evidence.
Brokers invest time in buyers who can close.
Your underwriting package gives them a defensible reason to prioritize you over generic inbound. -
You won’t get denied; you’ll get focused in the right direction.
Almost every searcher is underwritable for some type of business.If you cannot be underwritten for any viable lane, you receive a refund ($500 financial review is non-refundable).
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Yes — because funded searchers look credible on paper.
Underwriting gives you the same level of confidence, structure, and clarity they show up with.And you have something funded searchers usually don’t:
operator identity.
Owners trust operators.
Underwriting helps you leverage that advantage.
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No.
We don’t choose your business — we help you define your lane.Your lane is the intersection of:
capital range
operator fit
industry resilience
lender appetite
your likely post-close performance
You still choose the deal.
We make sure you choose from the right pool. -
Only the basics lenders and brokers care about:
income history
liquidity
credit posture
any committed investor capital
résumé / bio
ownership history if you’ve run a business before
Nothing exotic.
Just the material that determines whether you can close. -
Yes — but lightly.
This is not coaching and not a subscription. You receive:quick calls
lane fit checks
“is this deal worth time?” evaluations
short diligence sanity checks
broker email reviews
Enough to keep you disciplined, not so much that you depend on us.
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Typically 10–14 days from the moment your materials are complete.
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Yes.
in fact, that’s why it exists.Your Underwritten Buyer™ credential is a credibility packet.
Use it with:broker outreach
seller introductions
lenders
investors
ETA groups
peer introductions
It signals you’re a real buyer, not a hobbyist.
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No.
We don’t hand you deals — we make you the kind of buyer deals get handed to.Deal access improves dramatically when brokers and sellers see real operator fit, capital readiness, and clarity.